Advisory: Always study the terms and conditions on the disclosure statement before proceeding with your loan transaction. Apply for your Re-loan within the Asteria Dashboard! Instant disbursement: Get your money instantly to your bank account after approval! Check out our new loan calculator and apply now for your first loan with Asteria Lending. Apply now for your online loan with Asteria Lending, the Nr 1 loan provider in the Philippines! Get approved within minutes! Call our Customer Service team on (02) 5318 8000 now and they will be happy to help you!

Amount to borrow


PHP 2,000

PHP 20,000

Up to 10,000 PHP for First Time Borrowers


Asteria - Best Rates in the Philippines





Processing fee may apply
Representative example: Borrow 2000 PHP for 61 days*, the interest rate is 0.9 % per day, you will need to repay 3098 PHP

Maximum Annual Percentage Rate (APR) = 328.5%

*Minimum repayment term of 61 days and maximum of 3 months.

61 Days


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Example: Borrow ₱2,000 for 61 Days, Repay ₱3,098 in x 4 Instalments of ₱774

The loan is for 8 weeks repayments are done in four equal installments, first on the 15th day, second is on the 30th day, third is on the 45th day, and the fourth on the 61st day from the date that you received the money in your bank account

10 Weeks


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Example: Borrow ₱2,000 for 10 Weeks, Repay ₱3,350 in x 5 Instalments of ₱670

The loan is for 10 weeks repayments are done in five equal installments, first on the 15th day, second is on the 30th day, the third is on the 45th day, fourth is on the 60th day, and fifth is on the 75th day from the date that you received the money in your bank account.

3 Months


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Example: Borrow ₱2,000 for 3 Months, Repay ₱3,620 in x 6 Instalments of ₱603

The loan is for 12 weeks repayments are done in six equal installments, first on the 15th day, second is on the 30th day, third is on the 45th day, fourth on the 60th day, fifth on the 75th day and sixth on the 90th day from the date that you received the money in your bank account.

About Salary Loan

Salary loans are the best choice if you need quick funding before your paycheck arrives.

A Salary loan gives you a lump sum of money up front, allowing you to pay it back over a fixed term, shorter then if you were to take a Personal loan.

With a Salary loan, you don’t have to worry whether you’ll have enough money to make the minimum monthly payment while waiting for a check.

As a professional, Salary Loans Can Come To Your Rescue.

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Salary Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Asteria Lending offers Salary Loans for any last-minute emergencies.


No need to wait for an overdue payment when Asteria can help you today.


Upcoming payment and you don’t have enough funds? Salary Loans can come to the rescue.


Late fee’s aren’t fun for anyone. Check late to arrive? Secure a Salary loan with Asteria.

Get financing for whatever you need now

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Features of Salary Loan

All loans are not created equal, Salary loans have become a great option for people to use.

Faster Loan

For funding any emergency you may have.

Choose your amount

All charges are communicated up front in writing along with the loan quotation to ensure no hidden fee’s.

Enjoy the best rates

Our loan rates and charges are very some of the lowest around.

Decide your tenture

Recognize your freedom to choose.

Salary Loan - Eligibility

Any salaried, self-employed or professional. Public and Private sector companies, Government sector employees including Public Sector are all eligible for a personal loan.


UMID, New TIN ID, New PhilHealth ID, and Driver License.


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Salary Loans

Affordable, fair salary loans to help you when you need it.

A salary loan is a personal loan which can provide a quick fix to your financial needs. You can get a lump sum of money to help with anything you need, perhaps to pay for an unexpected vehicle repair, to fix a problem at home or for any other reason. Interest loans are affordable and payment terms are fair. If you need a salary loan, your approval is just a few clicks away. Please be assured, a salary loan is not the same as a payday loan. Payday loans are typically short-term borrowings, issued at highly inflated interest rates. In many cases, customers can end up paying back more interest than the original borrowed amount, making these little loans into a really big problem. Salary loans are different; we believe in giving you a workable solution to your financial problems, without punishing you through ridiculously high-interest rates or unaffordable repayment terms. We understand not everyone likes being in debt, so if you’d like to pay your salary loan back fast, we can arrange that. On the other hand, if you need to borrow over a longer period to make repayments more affordable, we can do that too. We want to work with you to bring you a salary loan that really suits your needs.

We accept salary loan applications from Filipino citizens who are at least 21 years of age. You need to be in current employment and to have access to some specific documents. For salaried and commission-based employees, we’ll need your government issued ID, company ID and last payslip. We’ll also need proof of address in the form of two different bills. Taxi drivers have slightly different requirements to meet. We’ll need to see your driver’s license, your company ID, your TODA document and the OR/CR of your vehicle. We want to make your application for a salary loan as easy as possible, so if you have any problems just contact us and we’ll be pleased to help.

We provide salary loans of all sizes, from small helps to large sums of money. Our salary loan calculator is here to help you see how much you could get and what the payment terms would be for different amounts. Our salary loan calculator is free to use and you’re under no obligation to go ahead with any loan by using it. With our salary loan calculator, you can see what your liability would be for repayments based on loans over different periods and varying repayment amounts. Our salary loan calculator will even let you know what the total amount repayable will be, so you can see at a glance how much your loan will cost you before you even apply.

If you’re interested in getting a salary loan, the process is simple and straightforward. All our applications are done 100% online, so you don’t even need to leave the comfort of your own home to get your application started. Here’s how to do it:

  • Click ‘apply now’ to get started
  • Fill in the salary loan application form
  • Submit the form, along with the requested documents, to us
  • Funds will be available instantly upon approval of application
  • Your cash will arrive in your bank shortly thereafter

If you need money fast, a salary loan is one of the quickest and easiest ways to get the cash you need. Don’t stress about the unexpected costs that you need to meet; we’re here to help with an advance on your payday to help you through the tough times.

We will be in touch to let you know as soon as your loan is approved. If you have any questions or wish to follow up your application for a salary loan, simply contact us by phone or email at any time. We’re open from 9am to 7pm, Monday to Friday, and aim to respond to all email enquiries within 24 hours. We aim to approve as many applications as possible and have one of the highest acceptance rates in the Philippines. For more information or support with your application, just contact us today.

We know you don’t want hassle and stress when you come to us for a salary loan, so we work hard to make our service the best out there. We give you the power to choose the best loan offer for you, with flexible terms and affordable interest rates to suit your needs. Our customers love arranging their loans through us. Here are just some of the reasons we’re the number one choice for your salary loan.

  • Transparency: We don’t hide away our fees, charges or rates. Everything is there for you to see from the start, so you know exactly what your loan is going to cost you
  • High approval rates: We want you to get the loan you need and will help you in any way we can to ensure acceptance
  • Hassle free application: Our application process is designed to be quick and easy, so there’s no undue stress involved in submitting your request for a loan
  • Fast response: We aim to let you know within minutes whether your request is successful or not
  • Exemplary customer service: We pride ourselves on our customer-focused approach, bringing you a flawless customer service at every stage of your salary loan
  • Licensed lender: We’re fully licensed and compliant with the SEC, so you can be confident you’re dealing with professionals

If you have any questions about salary loans or anything else we do here at Asteria Lending, we’re here to help. Our friendly team is just at the end of the phone, so if you have a question, concern or just some feedback for us, simply give us a call and we’ll be pleased to help. We’re committed to putting you first, so for all your salary loan requirements, contact Asteria Lending.

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